Money Rescue · Wealth BuildingYour first million. Know when you'll get there.
AI calculates your personalised path to $1 million based on your savings, investments, and timeline. Get milestone checkpoints at $100k, $250k, $500k, $750k, and $1M – plus an action plan to accelerate.
5
milestones
calculated
years to $1M
optimised
savings rate
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One-time purchase · Instant access · Milestone tracker
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Instant delivery to your emailThe Problem
You want to be a millionaire, but you don't know if it's possible – so you never start.
You have no idea how long it will take
5 years? 20 years? You're guessing. Without a plan, you can't stay motivated.
The number feels impossible, so you don't save aggressively
You put a little away, but not enough. You've convinced yourself it's not worth the sacrifice.
You don't know if your investments are working hard enough
Are you in the right funds? Could you be earning 2‑3% more? You have no benchmark.
You've never tracked milestones, so you lose motivation
You save for years but feel like you're getting nowhere. You need small wins along the way.
What You Get
A complete system to track, optimise, and reach $1 million.
Personalised Million Dollar Calculator
Your unique path based on current savings, monthly contribution, and expected return (5‑9%). See exactly when you'll hit $1M.
5 Milestone Checkpoints
$100k, $250k, $500k, $750k, $1M – with estimated dates. Celebrate each win along the way.
What‑If Scenarios
Increase savings by $500/month? Higher returns? Lump sum? See how your timeline changes instantly.
Acceleration Plan
Specific actions to reach $1M faster: cut expenses, side hustle, optimise investments, negotiate raise.
Investment Allocation Guide
Stock/bond mix for your timeline. Low‑cost index funds (VTI, VXUS, BND). Avoid common mistakes.
Income Boost Ideas
Side hustles tailored to your skills and available time. Realistic earnings estimates.
How It Works
From no plan to millionaire roadmap in 3 steps.
1
Enter your numbers
Current savings, monthly contribution, expected return, and age – 5 minutes.
~5 minutes2
Get your personalised roadmap
AI calculates years to $1M, milestone dates, and shows you what‑if scenarios.
~2 minutes3
Track and accelerate
Follow the acceleration plan, optimise investments, and track milestones quarterly.
ongoing5
milestones to million
$100k
first goal
side hustle
accelerate
VTI
core holding
Questions
Everything you need to know.
Is $1 million still a meaningful goal with inflation?
Yes – $1 million in today's dollars is still a significant milestone. The calculator uses nominal returns (what you'll actually see in your account). If you want inflation‑adjusted, reduce your expected return by 2‑3% (e.g., use 5% instead of 7%).
What's a realistic annual return?
Historical S&P 500 average is ~10% nominal, ~7% inflation‑adjusted. For planning, use 7‑8% for a stock‑heavy portfolio, 5‑6% for balanced, 3‑4% for conservative. The toolkit lets you adjust.
Should I include my home equity in net worth?
For your $1M goal, many people exclude primary residence (since you need a place to live). Focus on investable assets: retirement accounts, brokerage, cash. The toolkit asks for savings/investments only.
What if I can't save as much as the plan suggests?
The plan shows you the impact of different savings rates. Save what you can – even $200/month gets you there eventually (just slower). Use the acceleration ideas to increase over time.
How do I stay motivated for 10‑20 years?
Track milestones! Celebrate each $100k. Automate savings so you don't have to think about it. The toolkit includes a milestone tracker and quarterly reminders.
What if the market crashes?
Market crashes are normal. Your timeline may extend temporarily, but don't panic sell. Continue investing – shares are on sale. The toolkit includes a 'what if lower returns' scenario to prepare you.
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