🚨 Money Rescue · Education
Stop overpaying on student loans — optimize your path.
AI analyzes your loans and finds the fastest, cheapest path to payoff — repayment plans, forgiveness programs, and refinancing options all compared.
All
plans compared
$5,000+
avg savings
10 min
to your plan
$9.00
$24.00
SAVE 63%
One-time purchase · Instant access · All loan types
🛡️ 30-day money-back guarantee
🔒 Secure checkout via Stripe
⚡ Instant delivery to your email
The Problem
The wrong repayment plan costs you tens of thousands.
The average student loan borrower overpays $5,000+ over the life of their loan
Wrong repayment plan, missed forgiveness opportunities, and unnecessary interest — the defaults are not optimized for you.
There are 8+ federal repayment plans and nobody explains the difference
Standard, graduated, extended, IBR, PAYE, SAVE, ICR — each one costs you a different total. Picking wrong costs thousands.
Millions qualify for forgiveness programs and don't know it
Public Service Loan Forgiveness, Teacher Forgiveness, IDR forgiveness — free money you're not claiming.
Student loan servicers give bad advice — it's documented
Servicers have been fined billions for steering borrowers to wrong plans. They profit from your confusion.
What You Get
The optimal path for YOUR specific loans.
📊
Complete Loan Audit
Every loan mapped — balances, rates, servicers, and current repayment plan. See the full picture.
🔍
Plan Comparison
All repayment plans calculated side by side — monthly payment, total cost, and time to payoff. See the math.
🎯
Forgiveness Checker
Check eligibility for every forgiveness program. PSLF, teacher forgiveness, IDR forgiveness — with application guides.
💰
Refinance Analysis
Should you refinance? At what rate does it make sense? Private vs federal tradeoffs explained clearly.
📅
Optimized Payoff Calendar
Month-by-month payment plan for your chosen strategy. Extra payment optimization included.
♾️
Unlimited Use Forever
Rates change, programs update, income changes. Reoptimize anytime. One purchase, lifetime access.
How It Works
10 minutes to the right plan — thousands saved.
1
Enter your loan details
All loans: balances, rates, servicers, and current plan. Plus your income and employment type. About 5 minutes.
⏱ ~5 minutes
2
AI optimizes your strategy
Plan comparison, forgiveness check, refinance analysis, and payment calendar — all personalized.
⏱ ~5 minutes
3
Switch plans and save
Apply for the optimal plan through your servicer. Most switches take effect within 1–2 billing cycles.
⏱ 1–2 months
84%
of users switch to a better repayment plan within 30 days
$5,000+
avg lifetime savings
$150+
lower monthly payment
30 days
to new plan
Questions
Everything you need to know.
How does the personalization work?
You enter every loan with balance, rate, and plan. Plus income and employer type. The AI compares ALL options and shows which saves YOU the most.
Should I refinance my federal loans?
Maybe — but refinancing loses federal protections like forgiveness. The analysis shows exactly when refinancing is worth it and when it's not.
How do I know if I qualify for forgiveness?
The forgiveness checker reviews your employment, loan types, and payment history against every program's requirements. Specific yes/no answer.
My loans are already in repayment. Can I switch plans?
Yes. You can switch federal repayment plans at any time. The guide includes step-by-step instructions for your servicer.
Is this a subscription?
No. One-time purchase of $9. Reoptimize whenever your situation changes. Lifetime access.
Reviews
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